Credit repair is the process of improving or fixing your credit report and score by identifying and disputing inaccuracies, errors, or incomplete information with credit bureaus, creditors, and collection agencies. The goal of credit repair is to remove negative items that are damaging your credit and to help you establish or rebuild a positive credit history.

Please visit our pricing page for details about our affordable plans to fit any budget

YES you can fix your own credit, however Turn The Page Financial can make the process easier for faster results.

The Fair Credit Reporting Act (FCRA) allows you to dispute inaccurate or incomplete information on your credit report with the credit bureaus directly. If you are not familiar with the credit reporting process it can be beneficial to hire a qualified professional.

The length of time it takes to repair your credit depends on several factors, such as the complexity of the issues, the responsiveness of the credit bureaus, and the accuracy of the information being disputed. Generally, credit repair can take anywhere from a few weeks to several months to complete. Our clients average 3 to 6 months to complete our program.

Upon signing up, you will receive access to an online account page where you can track your progress. This page serves as the primary communication channel and offers a Timeline, Progress Report, and Credit Analysis.

Collections

Charge-Offs

Inquiries

Late Payments

Repossessions

Bankruptcy

1) Pay your bills on time:

2) Keep your credit utilization low:

3) Check your credit reports regularly:

4) Use credit responsibly:

5) Build positive credit history: